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Rates are subject to change and are dependent upon credit rating
Rates effective May 14, 2008

Used Automobile
Term APR
As Low As *
Payment **
12 Months 6.75% $86.41
24 Months 6.75% $44.66
36 Months 6.75% $30.76
48 Months 6.99% $23.94
60 Months 7.50% $20.04

New Automobile
Term APR
As Low As *
Payment **
12 Months 6.25% $86.18
24 Months 6.25% $44.43
36 Months 6.25% $30.54
48 Months 6.50% $23.72
60 Months 6.99% $19.80
72 Months 7.25% $17.17

Personal Credit
Description APR
As Low As *
Payment **
Fixed Rate VISA 10.50% N/A
Home Improvement 8.99% N/A
Home Equity LOC Call Call
Checking Overdraft LOC 14.75% N/A
Personal Loan 12.00% N/A

Mortgages
Description APR Payment **
Call Call Call

Jr. Home Equity
Term APR
As Low As *
Payment **
120 Months 7.50% $11.87

* Rate subject to credit evaluation. Actual rate may vary.
** Payment represents payment per $1000


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