Auto Loans

New Car
The Credit Union will finance up to 100% of your vehicle purchase including tax, licensing fees, registration, dealer installed options, and extended warranties on new vehicles. Terms are available up to 60 months.

Used Car
The Credit Union will finance up to 100% of your vehicle purchase including tax, licensing fees, registration, dealer installed options and extended warranties on used vehicles. Terms are available up to 48 months.

Home Loans

Mortgages
10, 15, 20, and 30 year terms are available

Home Improvement

Home Equity Line of Credit (Variable Rate)
Available on primary residence or second home. This loan can be used for virtually any purpose. Home improvement and/or additions, college tuition, automobile financing, and debt consolidation, or any major purchase are easy with our home equity line of credit. Plus, with our convenient check writing feature, you can access your line at any time and at your convenience. Although you should check with your tax advisor, most people are able to deduct the interest they pay on home equity loans. There are also no closing costs, application fee, or points associated with this loan. The access period is 10 years, with a 20-year re-payment period. All closing costs and/or fees paid by the Credit Union at the inception of a Home Equity Loan must be reimbursed by the member if the account is closed within the first two years or the loan is not funded.

Also Available...

VISA Card
Save 8-10% or more compared to bank cards!

Checking Overdraft Line of Credit
Make sure you don't have to pay an Insufficient Funds fee. If you don't have enough money in your account to cover your checks or ATM withdrawals, it will automatically be taken from your Line of Credit.

Personal Loan
Both single and cosigned personal loans are available for nearly any purpose.

Tax Advantage Feature
This value-added benefit is available on virtually every loan we offer! Personal loans, debt consolidation loans, and car loans can all be converted to junior home equity loans by a simple procedure. A lien can be placed against your primary residence, utilizing up to 100% of the total equity in your home. The loan interest may then become tax-deductible for most members. The loan is closed at the Credit Union office without the need for a formal attorney closing. Check with your tax advisor.

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